What do we do to defend your lawsuit?
As a legal professional we know the Rules of Civil Procedure, so we make sure that the complaint was filed according to the Rules.
In some cases, we can get cases dismissed if they didn’t follow the rules.
We look at the method of Service, and also examine if there were any violation there. In some cases we can quash service of process, and make them serve you again.
Creditors have to follow the guidelines established by the Fair Debt Collection Practices Act. If a creditor violates any of the rules of the Act, we may be able to counterclaim the party that is suing you and recover damages that may set off all or part of their claim.
We will examine with you if the amount owed is actually charges that you made. Many times we will see that some or all of the balance are a product of unauthorized activity, and in cases like that we can get the whole case dismissed.
Sometimes the debt has been sold to a collection company and therefore the Plaintiff has to prove that they have a right to sue under the original creditors account.
Other times we find that debtors have actually made payments, but these payments are not reflected on the account, and you have a right to a setoff.