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When Bankruptcy Is the Responsible Thing to Do

The best New Year’s resolution for improving your life: Find out your legal options for tackling your debts, and then act on what you learn.

Advantages of Paying Your 2012 Income Tax through Chapter 13

If you expect to owe 2012 income tax, you may be able to take care of it simply by paying less to your other creditors.

Paying Your 2012 Income Taxes on the Backs of Your Other Creditors

If you expect to owe 2012 income taxes, and you file bankruptcy after December 31, that tax can be “included” in your case.

Defeating Creditors’ Accusations That You Misused Their Credit to Pay for the Holidays

The risk that creditors will not allow you to discharge some of their debts can be minimized through smart timing of your bankruptcy.

Americans Still Think the Same about Why the Rich Are Rich

The headline story: many more Americans now believe that strong conflict exists between the rich and the poor. The surprising backstory: our attitude has NOT changed about how the rich got to be that way. This follows up on my recent blog about the report by the Pew Research Center titled “Rising Share of Americans […]

The Honest Christmas

Your abundant love for your children, spouse, and others is not defined by an (over)abundance of holiday gifts.

“Converting” Your Chapter 13 Case into a Chapter 7 One

When you start a Chapter 13 plan, it’s good to have Chapter 7 available as a backup plan.

Americans DO See More Class Conflict

Many more Americans now believe that strong conflicts exist between the rich and the poor. After years of very high unemployment, millions of home foreclosures, and months of the Occupy Movement dominating the news, maybe this is not so surprising. But there ARE some unexpected and important twists in this change in attitude.   Earlier […]

The Practical Consequences of Voluntarily Dismissing Your Chapter 13 Case

One advantage of filing a Chapter 13 case is that you can get out of it at any time. But what happens if you do dismiss your case?

Dumping Your Chapter 13 Case Midstream

You can usually get out of an ongoing Chapter 13 “adjustment of debts” bankruptcy case by simply asking to do so.

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