Tag Archives: automatic stay

Advantages of Paying Your 2012 Income Tax through Chapter 13

If you expect to owe 2012 income tax, you may be able to take care of it simply by paying less to your other creditors.

The Practical Consequences of Voluntarily Dismissing Your Chapter 13 Case

One advantage of filing a Chapter 13 case is that you can get out of it at any time. But what happens if you do dismiss your case?

Married Couples’ Protection from the IRS under Chapter 7 and Chapter 13

Filing bankruptcy with or without your spouse, and under Chapter 7 or Chapter 13, may affect what protections you each receive.

The Discharge of Debts for Married Couples in Chapter 7 and Chapter 13

Filing bankruptcy with or without your spouse affects the discharge of debts you each receive, and also affects whether you file under Chapter 7 or 13.

The “Automatic Stay” for Married Couples in Chapter 7 and Chapter 13

Filing bankruptcy with or without your spouse affects the protection from creditors each of you receives, and also affects whether you file under Chapter 7 or 13.

“Automatic” Protection from Your Creditors

Many bankruptcy attorney ads say: “Stop garnishments.” “Stop foreclosures.” “Stop repossessions.” So bankruptcy stops all those bad things. But is it as good as it sounds? How does it really work?   There’s nothing more basic than getting immediate protection for you, your paycheck, your home, and your possessions. You get this protection the minute […]

The “Automatic Stay” in Chapter 7 vs. Chapter 13

Chapter 7 often protects you from creditors well enough. But if need be, Chapter 13 protects you longer.

Help! I Just Filed My Taxes on October 15, Owe a Lot, and Hear that Chapter 13 Can Help a Lot

“Straight” Chapter 7 bankruptcy can give some relief for dealing with your back and current income taxes, but Chapter 13 can help so much more.

Help! I Need to File Bankruptcy But Already Did One a Few Years Ago

If you need bankruptcy protection but already filed a bankruptcy case within the last few years, you may still be able to file a new one now.

Help! My Co-Signer and I Just Got Sued!

If you and someone else jointly owe a debt, bankruptcy can protect you against the debt and against your co-signer. Or if you want, bankruptcy can protect your co-signer.

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